Raisin Bonus September 2026

Find 13 manually checked Raisin Referral Codes for September 2026, including Bonus, discounts and exclusive deals. Expired offers are removed regularly.

Raisin offers 0 coupon codes and 13 deals as of September 2026. Today's top offer: Money Market Account Promotion: Up To $100. Codes are verified and updated daily.

$100

Only

Money Market Account Promotion: Up To $100

Earn up to a $100 bonus with a new Money Market Account. This incentive is available to new customers making an initial deposit.

$65

Only

Individual Savings Accounts: $65 Welcome Bonus

New customers opening an Individual Savings Account receive a $65 welcome bonus. This offer applies to initial deposits.

$50

Only

Refer a Friend: Get a $50 Reward

Refer a friend to Raisin and receive a $50 reward. The friend must open and fund a new account for the bonus to apply.

$40

Only

Cash Management Account: $40 New Customer Bonus

Open a new Cash Management Account and receive a $40 bonus. This offer is for first-time Raisin customers.

$70

Only

Federally Insured Savings: $70 New Customer Offer

New customers opening a Federally Insured Savings account can get a $70 bonus. This offer requires an initial deposit.

$45

Only

Short-Term CDs: $45 New Account Incentive

Open a new Short-Term CD and receive a $45 incentive. This offer is for new customers making an initial deposit.

$25

Only

Sign-Up Incentive: $25 for New Depositors

Receive a $25 sign-up incentive when you make your first deposit. This offer is for individuals opening a new account.

$30

Only

No-Penalty CDs: New Customer $30 Bonus

Receive a $30 bonus when you open a No-Penalty CD as a new customer. This offer requires an initial deposit.

$75

Only

$75 Bonus on First Certificate of Deposit

Secure a $75 bonus when you open your first Certificate of Deposit account. An initial deposit amount is required to qualify.

$80

Only

Fixed-Term CDs: New Account Incentive $80

Get an $80 incentive when you open a new Fixed-Term CD account. This bonus applies to new customer initial deposits.

$110

Only

Long-Term CDs: $110 Bonus for New Customers

New customers can earn a $110 bonus when opening a Long-Term CD. This incentive applies to initial deposits.

$55

Only

Joint Savings Accounts: $55 Sign-Up Reward

Get a $55 sign-up reward when opening a Joint Savings Account. This promotion is for new customers' initial funding.

$90

Only

High-Interest Savings Account: $90 Bonus Offer

Open a High-Interest Savings Account and qualify for a $90 bonus. This promotion is for new customers with an initial deposit.

Customer Reviews

4.7

Average Rating

Total Reviews

Sam

★★★★★

1 month ago

Reliable for CDs, year after year

I've been using Raisin for a few years now, mostly for Certificates of Deposit. This last time, I opened another Short-Term CD. Like my previous experiences, it was straightforward. I appreciate the consistency; the interface hasn't changed much, which makes it easy to navigate. Rates are still good, similar to what I've gotten before. The only thing is sometimes it takes a couple of business days for funds to show up, but that's been consistent. It's why I keep coming back for my CD needs; they deliver as expected every time.

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Beth B.

★★★★☆

2 months ago

Good High-Yield Savings account

I opened a High-Yield Savings account last month. The online process was pretty simple. Deposited funds, and it started earning interest quickly. No issues so far with it.

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Andre

★★★★★

2 months ago

Easy CD setup, decent rates

I opened a 1-year Fixed-Term CD through Raisin a few weeks ago. The application process was smooth, all done online. It took about three days for my funds to fully clear and the account to activate, which was stated upfront. I had a quick question about linking my external bank account, and their customer support chat was helpful and got back to me in about an hour. The interest rate was competitive, better than my local bank. It's Federally Insured, which gives me peace of mind. Overall, a good experience for setting up a CD.

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Raisin Community Discussion

Share tips, ask questions & help fellow shoppers save more

Ivy

1 month ago

Are there any fees with Raisin for keeping a savings account? Or is it truly free?

N Nina Ito 1 month ago

AFAIK, no direct fees from Raisin for the savings accounts. The banks they partner with might have their own policies, but Raisin itself doesn't charge you.

J Jared Okafor 1 month ago

Nah, never paid any fees to Raisin directly for my savings account. The banks pay Raisin, not you.

7 Responses (2)

Rosa

1 month ago

What's the minimum to open an account there? I'm just starting out and don't have a ton to put in.

J June 1 month ago

Depends on the bank and product. Some start pretty low, like $1. Others, especially for CDs, might be a bit higher. You can see the minimum for each offer on their site.

R Rosa 1 month ago

I think for most savings accounts it's like $1, but some of the higher-rate CDs can require a grand or more. Just check the specific offer details.

7 Responses (2)

Rachel Vargas

1 month ago

Hey, I'm looking at Raisin for a new high-yield savings account. Are they actually FDIC insured or is it like some third-party thing?

G Greg 1 month ago

Yeah, totally FDIC insured. Your money is spread across different banks they partner with, and each one is insured.

J June Y. 1 month ago

It's legit. Each bank they use is FDIC insured up to the standard limits. I think it even shows you which banks your money is with.

4 Responses (2)

Omar C.

1 month ago

Is it easy to take money out of Raisin if I need it? Or is it a whole hassle?

T Troy Q. 1 month ago

For savings accounts, it's pretty straightforward, just like a regular bank transfer. CDs are different, obviously, you'd usually lose interest if you pull out early.

S Sophie 1 month ago

I've only withdrawn from a savings account, and it was fine. Took a couple of business days to hit my main bank, as expected.

2 Responses (2)

Julia Doyle

2 months ago

Anyone know if Raisin is better than Marcus? I'm trying to decide between them for a CD.

K Kevin V. 2 months ago

I've used both. Raisin typically has a wider selection of banks and CD terms, so you might find better rates there sometimes. Marcus is simpler though.

P Phil Brooks 2 months ago

Raisin usually has better rates on CDs from what I've seen. Plus, you can easily manage multiple banks through one platform, which is cool.

1 Responses (2)

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